I break Rule #1 all too often, that’s why I felt the need to start a personal finance blog. I’m Falstaff, a hillbilly from North Carolina who has a good job, plus a bunch of freelance work, and I still find myself broke more often that I like.

I’d like never.

My wife and I have the same disease that most Americans have. We have a terrible case of buy-itis. We see something we want, and we buy it. Or at least we did. Since the beginning of this year, when we found Dave Ramsey and his personal finance teachings, we’ve been living without credit cards and working to “act our wage” for a change. It’s been good, but it’s a tough ride. Here’s where I’ll chronicle our efforts at debt reduction and wealth increase. Come along for the ride, you can reach me in comments.

Welcome to the ride, you CAN has moneys!